Editorial

Guides: Where America Lives


Taxes

States That Don't Tax IRA Withdrawals: The Full List

Thirteen states exempt IRA and 401(k) withdrawals from income tax entirely. If you're sitting on a seven-figure retirement account, where you live when you start drawing it down could be worth hundreds of thousands of dollars over a 20-year retirement.

May 28, 2026

Taxes

Roth Conversion Strategy by State: Where Your Conversion Saves the Most

A Roth conversion triggers federal income tax and, in most states, state income tax too. Where you live when you convert can cost you thousands of extra dollars or save them. Here is exactly how state tax treatment changes the math.

May 27, 2026

Taxes

Best States to Retire With a $1 Million Portfolio

A $1 million retirement portfolio sounds like financial security, but the state you choose can cost you $200,000 or more over a 20-year retirement. These are the states where your money actually lasts.

May 25, 2026

Taxes

IRMAA by State: How Medicare Surcharges Change Your Retirement Budget

IRMAA surcharges can add up to $487 per month to your Medicare Part B premium in 2026, and your state of residence directly affects how much income triggers that hit. Where you retire determines how much of your income counts toward the federal threshold.

May 24, 2026

Lifestyle

Mississippi and Sex Ed: Why Teen Pregnancy Rates Lag

Mississippi has one of the highest teen birth rates in the country, and its abstinence-only sex education policy is a central reason why. Research consistently shows that withholding contraceptive information does not delay sexual activity. It just leaves teens less prepared when it happens.

May 22, 2026

Lifestyle

States With the Best Sex Education: A Complete Guide

Only three states require comprehensive sex education in all schools, and 13 states have no sex ed requirement at all. Where a child grows up determines what they learn, and the gaps are stark. Here is what the data shows.

May 21, 2026

Lifestyle

Sex Education by State: Comprehensive vs Abstinence-Only

Only 3 states require comprehensive sex education in all schools. The rest leave teenagers with incomplete information, and the teen pregnancy data shows exactly what that costs. Here is where every state stands.

May 20, 2026

Lifestyle

Age of Consent by State: Every State's Law Explained

The age of consent ranges from 16 to 18 depending on which state you're in, and the differences matter legally. Most states set it at 16, but close-in-age exceptions, Romeo and Juliet laws, and position-of-trust rules create significant complexity. Here is every state's law, explained plainly.

May 19, 2026

Lifestyle

Nevada vs New Jersey: The Two Gambling Capitals Compared

Nevada has no income tax and Atlantic City has a boardwalk. That sentence tells you almost everything you need to know about which state wins for gamblers who actually live there. Here is the full breakdown by taxes, cost of living, and what you keep.

May 18, 2026

Lifestyle

Online Gambling by State: Where Is iGaming Legal?

Only eight states allow real-money online casino games as of May 2026. If you live outside those states, you are locked out of legal iGaming entirely, and the map is moving slower than most people expected.

May 17, 2026

Lifestyle

States With No Casinos: The Full List

Only a handful of U.S. states have no casinos of any kind operating within their borders. Whether the reason is religious tradition, political opposition, or simply a lack of tribal land compacts, these states take a hard line on commercial gambling. Here is the full list and what it means for residents.

May 16, 2026

Lifestyle

Miami vs Nashville vs Austin: Country Music Scene Compared

Miami has no country music scene. Nashville is the capital of the genre. Austin invented its own version. If you're moving for the music, the differences couldn't be more stark.

May 16, 2026

Lifestyle

Best States for Gamblers: Casinos, Sports Betting, and Poker

Thirty-eight states now offer legal sports betting, but only a handful give gamblers the full package: accessible casinos, legal poker rooms, and low taxes on winnings. Where you live can cost you thousands every year at the table.

May 15, 2026

Relocation

The Best States to Retire With a Large IRA or 401(k)

A $1 million IRA withdrawal can cost you $90,000+ in state taxes depending on where you live. Nine states have no income tax at all, and several others exempt retirement income entirely. Where you retire is one of the most consequential financial decisions you will make.

May 14, 2026

Relocation

Moving to Wyoming for Hunting — What You Need to Know

Wyoming residents pay $57 for an elk license. Non-residents pay $817. That gap, plus 33.8 million acres of public land and zero state income tax, is why hunters move here.

May 14, 2026

Taxes

Social Security Taxation by State: Where Your Benefits Are Tax-Free

Most Americans don't realize their state could be taxing Social Security benefits on top of federal taxes. In 2026, 41 states plus Washington D.C. leave those benefits untouched. The other 9 states could cost retirees thousands per year.

May 13, 2026

Lifestyle

Which States Allow Crossbow Hunting During Archery Season?

31 states now allow crossbows during archery season for all hunters. Here is the full map — full-inclusion states, disability-permit holdouts, and which states changed laws in 2024-2026.

May 13, 2026

Taxes

The Surviving Spouse Tax Trap: How One Death Can Double Your Tax Bill

When a spouse dies, the survivor often pays higher federal taxes even on a lower income. The shift from married filing jointly to single filer compresses tax brackets and cuts the standard deduction nearly in half. Here is exactly what changes and how to reduce the damage.

May 12, 2026

Lifestyle

Best States for Crossbow Hunting in 2026

Crossbow hunting access varies widely by state. These 12 states offer the best combination of season access, public land, and license costs for crossbow hunters in 2026.

May 12, 2026

Taxes

Pennsylvania: The Best State for Retirees (With One Deadly Catch)

Pennsylvania exempts Social Security, pensions, and 401(k) distributions from state income tax, making it one of the most retirement-friendly states in the country. But when you die, Pennsylvania hits your heirs with an inheritance tax that can devour the retirement accounts you spent decades building. Here is what every retiree moving to Pennsylvania must understand before signing anything.

May 11, 2026

Taxes

How to Avoid the IRMAA Cliff: Roth Conversions and Smart Withdrawals

One dollar of extra income can cost a Medicare enrollee $838 or more in added premiums for the year. Understanding exactly how IRMAA thresholds work, and how Roth conversions interact with them, can save retirees thousands annually.

May 10, 2026

Taxes

What Is IRMAA? The Medicare Surcharge That Blindsides Retirees

IRMAA is a Medicare surcharge that hits retirees who earned above certain income thresholds two years prior. In 2026, a single filer who made over $109,000 in 2024 pays hundreds more per month for Medicare Part B and Part D. Most retirees never see it coming.

May 9, 2026

Lifestyle

Sports Betting by State: Where Is It Legal in 2026?

Sports betting is legal in 39 states and Washington D.C. as of May 2026, but the rules, tax rates on winnings, and online access vary wildly. Here is exactly where you can bet, where you cannot, and what the federal tax changes mean for your payout.

May 8, 2026

Relocation

How Far Does $100K Go in Each State?

A $100,000 salary means very different things depending on where you cash your paycheck. After taxes and cost of living adjustments, that same income is worth as little as $64,000 in some states and over $112,000 in others. Here is the full breakdown.

May 7, 2026

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable