← Map/Arkansas/Counties/Clay

Clay
Arkansas

15K

Population

$45K

Median Income

$124K

Median Home

R+60

Politics

Read this county as a story·See it on the map with these filters

Where you are

You live in Clay County, Arkansas. 14,537 people live here with you. The population shrank 0.5% last year, and more Americans moved in than out (net +17).

Arkansas has been cutting its income tax rates every legislative session since 2015, and the top rate is now well under 4%. Home prices remain among the lowest in the country, especially outside Northwest Arkansas, where Walmart, Tyson and J.B. Hunt have built a fast-growing corporate corridor around Bentonville and Fayetteville. Tornado season is real across the whole state.

Money

The typical household here brings in $44,685 a year, lower than 89% of American counties. Employers pay an average wage of $42,107. Unemployment runs 4.0%, higher than 69% of American counties. 6% of workers work from home.

Arkansas takes 4.4% of that median income in state income tax, about $1,955 a year.

Home

The median home costs $124K, cheaper than 92% of American counties, about 1.4 years of the median household's income. A two-bedroom rents for around $621 a month. Property tax is 0.54% of home value, roughly $461 a year on that median home, lower than 84% of American counties. 73% of households own rather than rent.

Safety and health

Violent crime here is 4.8 per 1,000 residents, higher than 92% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 72.5 years, shorter than 84% of American counties. There are 5 active physicians in the county, about 3.4 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 11.6% of people under 65 have no health insurance.

School

Local students test at grade level 2.70 where 3.0 is national grade level, lower than 88% of American counties. 84% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 60 points, among the most lopsided counties in the country. 45% of eligible voters turned out. Under Arkansas law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 61°F, highs near 71 and lows near 51, warmer than 71% of American counties. About 51 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 64 out of 100, riskier than 64% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 174 Mbps down, slower than 61% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$45K
This county
national avg ~$75K
Poverty Rate20.0%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$34,233
Federal Spending per Capita$1,243
Median Individual Earnings$33K
This county
national avg $45K
Professional/Management Workers31.1%
Average Adjusted Gross Income$52K
Avg Credit Score649
Work From Home %5.6%
This county
national avg 17.0%
Population Under 1820.9%
This county
national avg 22.0%
Single-Person Households31.1%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$19K
Income (80th Percentile)$93K
Income (95th Percentile)$151K
Bachelor's Degree or Higher16.7%
This county
national avg 35.0%
Less Than High School15.7%
This county
national avg 11.0%
Knowledge Economy GDP %2.5%
Dependency Ratio1.12
Medicare Spending / Person$4,339
SS Benefits / Person$4,887
Education Wage Premium1.69x
Median Earnings (Bachelor's)$42K
Median Earnings (Graduate)$54K
Median Earnings (HS Diploma)$32K
Public Assistance Recipients1.9%
Average Annual Wage$42K

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$114K
This county
$195K state avg
$303K national
Market Rent (ZORI)$639/mo
This county
$970/mo state avg
$1400/mo national
Property Tax Rate0.54%
This county
0.60% state avg
1.10% national

Annual tax on median home: $461

Affordability & Supply

HUD Fair Market Rent (2BR)$880/mo
Home Price Change (1 yr)+9.7%-22% since 2024
Home Value to Income Ratio1.4x income
Severely Cost-Burdened Households8.1%
Homeownership Rate73.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price CutsLow — market moving fast
13.0%
Active Listings
125
New Listings / Month
21

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
121 days
Months of Supply (Redfin)Balanced market
4.9 mo
Sold Above List (Redfin)
5.9%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
93.9%

Source: Redfin · Updated monthly

Health

Life Expectancy72.5 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity17.5%
This county
national avg ~11%
Food Environment Index6.4 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score24
Dental Care Shortage Score26
Healthcare Shortage Score22.3
Healthcare Offices21
Obesity Rate (BRFSS)40.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)19.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)24.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)33.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)36.8%
This county
national avg 32.0%
Active Physicians5
Nursing Home Rating3.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients729 / 1,000
Medicare Cost per Beneficiary$14,499
Uninsured (under 65)11.6%
This county
national avg ~10%
Adults with Depression28.5%

Education

Math Test Scores2.63 grade level
Reading Test Scores2.78 grade level
HS Diploma Holders3,240
Bachelor's Degree Holders875
HS Completion Rate84.3%
This county
national avg ~85%

Safety

Violent Crime Rate4.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate23.3 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate23.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)39th pct
Drug Overdose Deaths (2024)12.2 / 100K
Suicide Rate22.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.3
January Sunshine-0.32
January Temperature0.40
Average Temp61°F+3.2% since 2022
Avg High Temp71°F+1.7% since 2022
Avg Low Temp51°F+5.8% since 2022
Annual Precipitation50.8 in/yr-4.0% since 2022
Avg Storm Events8.8 storms/yr
Avg Annual Storm Damage$29K
Drought Index (2022)0.18
Heating Degree Days3,408 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,018 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,932 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,673 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.4
Avg Hail Events / Year3.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)64 / 100
Community Resilience (FEMA)8 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)8.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)16 properties
FAA-Registered Airports6 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed174 Mbps
This county
national avg ~120 Mbps
Upload Speed99 Mbps
Fixed Internet (Q1 2026)260 Mbps
Mobile Internet (Q1 2026)82 Mbps
Mobile Upload (Q1 2026)11 Mbps
Mobile Latency (Q1 2026)65 ms
Households with 100Mbps+62.3%
This county
national avg 75.0%
Cellular-Only Internet19.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)178 Mbps

Commute & Transit

Remote Workers347 workers
Public Transit Commuters4 workers
Walk to Work157 workers
Extreme Commutes (90+ min)89 workers
Walk to Work2.5%

Agriculture

Farms465 farms
Farmland204,163 acres

Families & Childcare

Childcare Cost Burden24.8%
This county
national median ~27% of household income
Childcare Centers11.4 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout45.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.925
Nonprofit Organizations35
Veterans Share8.8%
This county
national avg 7.0%
Married Adults53.5%
Never-Married Adults21.6%
Divorced Adults14.6%
Religious Organizations21
Asian Population0.0%
Native American Population0.3%
Membership Associations15.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.56 per 1K residents
Nursing & Care Facilities5
Grocery Stores4
Hotels & Lodging4
Professional Services Firms14
Real Estate Firms6
Debt Burden
Avg Mortgage Balance$49K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate57.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.06%

Politics

R+60

2024 Presidential · Arkansas was R+28 statewide

vs Arkansas State

Income tax
3.9%Same (state law)
Property tax
0.54%0.6% state avg
Politics
R+60R+28
COL Index
County data85 (state)

Population & Migration

Net Domestic Migration 2023

+17

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.79x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clay County

Median home value: $124K

View on Zillow →View on Realtor.com →

Opens in a new tab

Loading local news…

Explore Other Arkansas Counties

Arkansas County, ArkansasAshley County, ArkansasBaxter County, ArkansasBenton County, ArkansasBoone County, ArkansasBradley County, ArkansasCalhoun County, ArkansasChicot County, ArkansasClark County, ArkansasCleburne County, ArkansasCleveland County, ArkansasColumbia County, ArkansasAll Arkansas counties →

Full Arkansas profile

Taxes, cost of living, crime, schools, gun laws and more.

View Arkansas

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable