← All comparisons

State comparison

Illinois vs Nevada: which state is better to live in?

Nevada costs a median household about $6,400 a year less in state and local taxes than Illinois, mostly because it has no income tax, though everyday prices run higher there (cost of living index 101 against 92).

Illinois

High tax burden · COL index 92

Wins 8 categories

VS

Nevada

Low tax burden · COL index 101

Wins 8 categories

Taxes: Illinois vs Nevada

Illinois has a flat 4.95% income tax, which works out to 5.0% on a median income of $74,580, or $3,692 a year. Nevada has no state income tax. Nevada wins on income tax at 2026 rates.

Property tax is 1.73% of home value a year in Illinois and 0.53% in Nevada (Tax Foundation, 2023); on each state's median home that is $4,758 against $2,200, so Nevada has the lower rate.

Combined state and local sales tax averages 8.82% in Illinois and 8.23% in Nevada; Nevada is lower.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $10,423 a year in Illinois, $4,041 in Nevada. Nevada is cheaper on total state and local tax.

Housing and cost of living

Illinois's cost of living index is 92 and Nevada's is 101, where 100 is the national average; Illinois is about 10% cheaper day to day.

The median home costs $275K in Illinois and $415K in Nevada (Zillow, 2024), a $140K gap in Illinois's favor. A two-bedroom rents for about $1,400 a month in Illinois and $1,550 in Nevada.

Home insurance averages $1,900 a year in Illinois and $800 in Nevada, so Nevada is cheaper to insure.

Safety

Violent crime runs 413 incidents per 100,000 residents in Illinois and 595 in Nevada (FBI Crime Data Explorer, 2023); Illinois is the safer state by that measure, with a rate 44% lower. Property crime is 1,666 per 100,000 in Illinois against 2,634 in Nevada, again favoring Illinois.

Health

Life expectancy is 77.2 years in Illinois and 75.5 in Nevada (County Health Rankings, 2024), a 1.7-year edge for Illinois. The Commonwealth Fund's 2023 scorecard ranks Illinois's health system 20th of 50 and Nevada's 35th, so Illinois scores better on care.

7.4% of Illinois residents have no health insurance against 10.6% in Nevada, which favors Illinois. Both states expanded Medicaid.

Schools

Education Week's 2023 Quality Counts report ranks Illinois's K-12 schools 16th in the country and Nevada's 48th, 32 places apart in Illinois's favor. Nevada runs a school-choice voucher program; Illinois does not.

Laws and politics

In the 2024 presidential election Illinois went to Harris by 14 points and Nevada went to Trump by 3 points.

Illinois has shall-issue carry permits and a Giffords gun-law grade of A; Nevada has shall-issue carry permits and a grade of C+, so Illinois regulates guns more tightly and Nevada is the friendlier state for gun owners.

Abortion is protected by state law in both states, and marijuana is legal for adults in both as of 2026. The minimum wage is $14.00 an hour in Illinois and $12.00 in Nevada.

Climate and risk

Natural disaster risk is moderate in Illinois (tornado, flood, blizzard) and moderate in Nevada (drought, wildfire, extreme-heat). Annual average air quality index is 45 in Illinois and 40 in Nevada (under 50 is good), favoring Nevada.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

Illinois
Nevada

Taxes

4.95%
Income Tax (top rate)
None
1.73%/yr
Property Tax Rate
0.53%/yr
8.82%
Sales Tax (avg)
8.23%
No
Taxes Social Security
No
Yes
Estate Tax
No
As income
Capital Gains Tax
None

Housing & Cost of Living

92
COL Index (100=avg)
101
$275K
Median Home Price
$415K
$1,400/mo
Median Rent (2BR/mo)
$1,550/mo
$2K/yr
Home Insurance (avg/yr)
$800/yr

Crime & Safety

413
Violent Crime / 100K
595
1,666
Property Crime / 100K
2,634
269
Sex Offenders / 100K
242
203
Homeless / 100K
309

Healthcare

#20 of 50
Healthcare Quality Rank
#35 of 50
77.2 yrs
Life Expectancy
75.5 yrs
7.4%
Uninsured Rate
10.6%
Yes
Medicaid Expansion
Yes

Education

#16 of 50
K-12 Quality Rank
#48 of 50
No
School Choice / Vouchers
Yes

Childcare

$1,650/mo
Avg Infant Care / mo
$1,200/mo

Utilities & Daily Costs

$145/mo
Avg Energy Bill / mo
$130/mo
$510/mo
Avg Groceries / mo
$500/mo
#40 of 50
Road Quality Rank
#32 of 50

Social Policy

A
Gun Laws Grade
C+
D+14.0
2024 Presidential Margin
R+3.0

Category wins

8

Illinois

8

Nevada

Run the full slider tool to score these states against your specific income, home value, retirement, and lifestyle priorities.

Score For My Profile →

Questions people ask

Is Illinois or Nevada better to live in?

Illinois wins more of the measures that decide a move. Nevada on taxes ($4,041 a year for a median household against $10,423); Illinois on everyday costs (index 92 against 101); Illinois on safety (413 violent crimes per 100,000 against 595); Illinois on schools (ranked 16th against 48th).

Which is cheaper, Illinois or Nevada?

Illinois is cheaper day to day: cost of living index 92 against 101. The median home is $275K in Illinois and $415K in Nevada (2024). On state and local taxes Nevada saves a median household about $6,400 a year.

Does Illinois or Nevada have lower taxes?

Nevada. A household earning $74,580 pays about $10,423 a year in Illinois ($3,692 income tax, $4,758 property tax on the median home and $1,973 in sales tax) and $4,041 in Nevada ($0 income tax, $2,200 property tax on the median home and $1,841 in sales tax), at 2026 rates.

Which is safer, Illinois or Nevada?

Illinois, on the FBI's 2023 figures. Violent crime is 413 per 100,000 residents in Illinois and 595 in Nevada; property crime is 1,666 against 2,634.

Which has better schools, Illinois or Nevada?

Illinois. Education Week's 2023 Quality Counts report ranks Illinois 16th of 50 for K-12 and Nevada 48th. Nevada also offers school-choice vouchers.

Is Illinois or Nevada better for retirees?

Nevada is friendlier to retirees on paper. Illinois does not tax Social Security, exempts pensions and has an estate tax; Nevada does not tax Social Security, exempts pensions and has no estate or inheritance tax. Property tax on a median home is $4,758 a year in Illinois and $2,200 in Nevada.

Full Illinois Profile →Full Nevada Profile →

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable