U.S. Territory
Northern Mariana Islands
D+20 · Low tax burden · COL index 118
35%
Income Tax
Notable
CNMI residents are U.S. citizens but pay taxes to the CNMI government, not the IRS, on CNMI-source income. Has a mirror-style tax system with some local modifications.
State Profile
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Taxes
▾
Income Tax
CNMI tax code parallels federal with modifications. Residents pay to CNMI Treasury, not IRS, for CNMI-source income.
Property Tax
Sales Tax
Social Security
Pension / IRA
Estate Tax
Inheritance Tax
Capital Gains
Federal capital gains treatment via modified mirror code
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Jobs & Economy
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Job Market
-0.8% job growth · 11% unemployment
Top Industries
Tech Jobs
Healthcare Jobs
Remote Work
Median Household Income
Daily Life
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Consumer Fireworks
Check local ordinances
Weather & Natural Risks
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Winter Severity
Avg January high: 80°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
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Veteran-Friendly Score
6.5% of state population are veterans
Property Tax Exemption
Partial exemption for service-connected disability
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
See your full cost of living in Northern Mariana Islands
Housing, taxes, childcare, insurance — all estimated.
Compare Similar States
MP vs WA
Northern Mariana Islands vs Washington
COL 118 vs 117 · 35% vs No income tax
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MP vs MD
Northern Mariana Islands vs Maryland
COL 118 vs 116 · 35% vs 5.75% income tax
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MP vs NJ
Northern Mariana Islands vs New Jersey
COL 118 vs 121 · 35% vs 10.75% income tax
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MP vs CT
Northern Mariana Islands vs Connecticut
COL 118 vs 114 · 35% vs 6.99% income tax
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Trending in Northern Mariana Islands
Meeting With Northern Mariana Islands Governor (008) - Homeland Security (.gov)
Homeland Security (.gov) · Mar 3
IIS Policies: Commonwealth of the Northern Mariana Islands | Immunization Information Systems (IIS) - Centers for Disease Control and Prevention | CDC (.gov)
Centers for Disease Control and Prevention | CDC (.gov) · Apr 16
Guam, Northern Mariana Islands seek visa-free travel for Filipinos - RNZ
RNZ · Jun 7
Wartime-level Northern Marianas typhoon hit tests US commitment - Asia Times
Asia Times · Apr 21
Exclusive: Tom Tiffany Introduces ‘One Nation, One Visa’ Bill to Shut Down China’s Exploitation of Birthright Citizenship in U.S. - Representative Tom Tiffany (.gov)
Representative Tom Tiffany (.gov) · Mar 5
What Residents Say
Can I move to Northern Mariana Islands for a year to pay ...
This is a hypothetical as I am nowhere near retirement. But, hear me out. This is my basic understanding of the Common Wealth of the Northern Mariana ......
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Hows living in Saipan? In the Northern Marina Islands
There are also lower income taxes across all brackets. If you are a US citizen and you qualify for any form of government benefits you can get ......
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Hows living in Saipan? In the Northern Marina Islands
I had a similar experience lived there for 2 years. $800 for a 3 bedroom house. If you can learn to cook like a local it's much cheaper than ......
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What is it like living in the Northern Mariana Islands? : r ...
Life is peaceful there. Everyone seems to mind their own business, but very friendly. Humid as all hell, rainy seasons are rainy. The beaches ......
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Better pay, guam or saipan/nmi?
Rent and other things are much more expensive in Guam. A decent 1 bedroom apartment will be over $1,200 a month. Saipan is significantly less....
reddit.com ↗
Anyone in the Northern Mariana Islands? : r/digitalnomad
A nice feature of living on Saipan is that you will pay lower US taxes....
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Just asking what's it really like in Northern Marinas islands ...
It appears this place is among the last gems around the world that has not been too globally agenda institutionalized yet. Apparently one has to look ......
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Income taxes and cost of living but I'm from the mainland USA
Yes you can live off 2000 a month here, but it will be in a bad area where your car will get broken into. Groceries are hella high too, best ......
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is saipan more affordable thn guam?
at least thats what i read online. i wouldve thought there about the same...
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Moving to Saipan
My family and I are in the midst of a big change! We are from the west coast of Michigan and are moving to Saipan in the next couple months....
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Stay Current
Get notified when Northern Mariana Islands tax laws, gun laws, or social policy changes.
Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.