U.S. Territory
Northern Mariana Islands
D+20 · Low tax burden · COL index 118
35%
Income Tax
Notable
CNMI residents are U.S. citizens but pay taxes to the CNMI government, not the IRS, on CNMI-source income. Has a mirror-style tax system with some local modifications.
State Profile
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Taxes
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Income Tax
CNMI tax code parallels federal with modifications. Residents pay to CNMI Treasury, not IRS, for CNMI-source income.
Property Tax
Sales Tax
Social Security
Pension / IRA
Estate Tax
Inheritance Tax
Capital Gains
Federal capital gains treatment via modified mirror code
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Jobs & Economy
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Job Market
-0.8% job growth · 11% unemployment
Top Industries
Tech Jobs
Healthcare Jobs
Remote Work
Median Household Income
Daily Life
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Consumer Fireworks
Check local ordinances
Weather & Natural Risks
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Winter Severity
Avg January high: 80°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
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Veteran-Friendly Score
6.5% of state population are veterans
Property Tax Exemption
Partial exemption for service-connected disability
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
See your full cost of living in Northern Mariana Islands
Housing, taxes, childcare, insurance — all estimated.
Compare Similar States
MP vs WA
Northern Mariana Islands vs Washington
COL 118 vs 117 · 35% vs No income tax
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MP vs MD
Northern Mariana Islands vs Maryland
COL 118 vs 116 · 35% vs 5.75% income tax
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MP vs NJ
Northern Mariana Islands vs New Jersey
COL 118 vs 121 · 35% vs 10.75% income tax
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MP vs CT
Northern Mariana Islands vs Connecticut
COL 118 vs 114 · 35% vs 6.99% income tax
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Trending in Northern Mariana Islands
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Northern Mariana Islands 2026 gubernatorial race kicks off - Pasquines
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What Residents Say
Can I move to Northern Mariana Islands for a year to pay ...
This is a hypothetical as I am nowhere near retirement. But, hear me out. This is my basic understanding of the Common Wealth of the Northern Mariana ......
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Hows living in Saipan? In the Northern Marina Islands
an hour massage is $25 so like it balances out cost of living wise. There are also lower income taxes across all brackets....
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Hows living in Saipan? In the Northern Marina Islands
$800 for a 3 bedroom house. There are also lower income taxes across all brackets. If you are a US citizen and you qualify for any form of ......
reddit.com ↗
What is it like living in the Northern Mariana Islands? : r ...
Life is peaceful there. Everyone seems to mind their own business, but very friendly. Humid as all hell, rainy seasons are rainy. The beaches ......
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Cost of living? : r/Saipan
IMO, I think "overall" cost of living here still balances quite well. But NOT easy on the $6.55 minimum wage, essentially $1100/month for full- ......
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Anyone in the Northern Mariana Islands? : r/digitalnomad
A nice feature of living on Saipan is that you will pay lower US taxes....
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is saipan more affordable thn guam?
at least thats what i read online. i wouldve thought there about the same...
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question about taxes : r/Saipan
IIRC, there is no sales tax on the island. Federal income tax does apply and I believe there is a CNMI income tax. If you're looking for a tax ......
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Why do some states have drastically higher taxes than ...
The difference in total state tax burden is massive depending on the state you're in. Why is that? For example, on the low end you have WA and FL. Both ......
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Just asking what's it really like in Northern Marinas islands ...
It appears this place is among the last gems around the world that has not been too globally agenda institutionalized yet. Apparently one has to look ......
reddit.com ↗
Stay Current
Get notified when Northern Mariana Islands tax laws, gun laws, or social policy changes.
Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.