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U.S. Territory

Guam

D+10  ·  Low tax burden  ·  COL index 132

A+

37%

Income Tax

Notable

Uses a mirror tax code that parallels the U.S. federal code. Residents pay taxes to Guam instead of the IRS. No separate state income tax beyond the mirrored federal system.

State Profile

57/100
255075100TAXES88SAFETY50HEALTH50SCHOOLS50AFFORDABLE52LONGEVITY50

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Taxes

Income Tax

Mirrors federal income tax rates paid to the Guam government, not the IRS. Top rate 37%.

37% top

Property Tax

0.75% / yr

Sales Tax

2% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Federal capital gains rates apply via mirror code

Not taxed

Housing & Cost of Living

Cost of Living Index

National avg = 100

132

Politics & Gun Laws

2024 Presidential Vote

D+10

Gun Laws

Gun ControlC
2A LibertyC

Carry Permit

May-issue

Purchase Permit Required

Yes

Jobs & Economy

Job Market

+0.2% job growth · 7.2% unemployment

Weak

Top Industries

MilitaryTourismRetail

Tech Jobs

#50 of 50

Healthcare Jobs

#50 of 50

Remote Work

10% of workers

Median Household Income

$35,000

Daily Life

Consumer Fireworks

Check local ordinances

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 81°F

Very Mild

Summer Heat

Moderate summers

84°F avg July

Annual Rainfall

94" / yr

Tornado Risk

Very Low

Hurricane Risk

Moderate

Wildfire Risk

Low

Flood Risk

Low

Natural Hazards

32MODERATE danger
Typhoon direct hitsBrown tree snake invasionDengue risk

Venomous Snakes

Low

Spider Hazard

Low

Scorpions

Low

Hurricane Risk

High

Tornado Risk

Minimal

Wildfire Risk

Low

Earthquake Risk

Moderate

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

See your full cost of living in Guam

Housing, taxes, childcare, insurance — all estimated.

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Compare Similar States

GU vs NY

Guam vs New York

COL 132 vs 139 · 37% vs 10.9% income tax

Full comparison →

GU vs CA

Guam vs California

COL 132 vs 142 · 37% vs 13.3% income tax

Full comparison →

GU vs NJ

Guam vs New Jersey

COL 132 vs 121 · 37% vs 10.75% income tax

Full comparison →

Trending in Guam

Activists oppose draft heritage pact, urge governor to step in - The Guam Daily Post

The Guam Daily Post · Jun 10

Survey shows favorites for governor, delegate race - guampdn.com

guampdn.com · Jun 9

Guam, Northern Mariana Islands seek visa-free travel for Filipinos - RNZ

RNZ · Jun 7

Guam and CNMI renew call for Filipino travelers’ visa waiver access - Marianas Variety

Marianas Variety · Jun 5

Trump calls Guam governor, predicts 'tenfold' jump in tourism in light of North Korea's threats - ABC News - Breaking News, Latest News and Videos

ABC News - Breaking News, Latest News and Videos · Feb 13

What Residents Say

Income taxes and cost of living but I'm from the mainland USA

Guam is not in anyway affordable, you best be making $3000 to 4000 a month if you want to live normally in a nice area....

reddit.com ↗

Moving to Guam : r/guam

Federal employees get 12% COLA to help offset higher cost of living on Guam. Plan on spending twice the amount on food vs Mainland average....

reddit.com ↗

Cost of Living : r/guam

I make about 41k a year and been really frugal with spending. Have the most basics of bills, power, water, garbage insurance, cell phone, two car loans and ......

reddit.com ↗

THINKING OF MOVING : r/guam

The cost of living is very high. Opportunity back home is very limited and nepotism is rampant. Finding work is very difficult. The public ......

reddit.com ↗

Should I just move out ? : r/guam

I love Guam for its own unique beautiful aspects I spent so much time here but my problem is the high costs of living vs the average pay rates. I have ......

reddit.com ↗

Moving to Guam as a Family

You pay taxes to Guam, not the US, and driving records don't follow you between mainland and Guam....

reddit.com ↗

Housing costs & taxes & jobs : r/guam

I dont know who said Guam doesnt have any taxes , also dont forget land taxes and those are .25% of the total value of the property and building ......

reddit.com ↗

Is 36000 usd decent income? : r/guam

Is a $36,000 USD income reasonable for someone with three years of work experience who is migrating to Guam for work? I will be living alone in Guam....

reddit.com ↗

Cost of living 2023 : r/guam

It's doable. Assuming you're looking to rent and not buy, know you're competing with military housing and they pay at least $2205 to house their people....

reddit.com ↗

Living in Guam - why and what's your experience?

This may be a strange post, but I wanted to share anyway. I (24F, Australia) have had this weird fascination with Guam for a few years now. It all started ......

reddit.com ↗

Stay Current

Get notified when Guam tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable