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U.S. Territory

Guam

D+10  ·  Low tax burden  ·  COL index 132

A+

37%

Income Tax

Notable

Uses a mirror tax code that parallels the U.S. federal code. Residents pay taxes to Guam instead of the IRS. No separate state income tax beyond the mirrored federal system.

State Profile

57/100
255075100TAXES88SAFETY50HEALTH50SCHOOLS50AFFORDABLE52LONGEVITY50

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Taxes

Income Tax

Mirrors federal income tax rates paid to the Guam government, not the IRS. Top rate 37%.

37% top

Property Tax

0.75% / yr

Sales Tax

2% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Federal capital gains rates apply via mirror code

Not taxed

Housing & Cost of Living

Cost of Living Index

National avg = 100

132

Politics & Gun Laws

2024 Presidential Vote

D+10

Gun Laws

Gun ControlC
2A LibertyC

Carry Permit

May-issue

Purchase Permit Required

Yes

Jobs & Economy

Job Market

+0.2% job growth · 7.2% unemployment

Weak

Top Industries

MilitaryTourismRetail

Tech Jobs

#50 of 50

Healthcare Jobs

#50 of 50

Remote Work

10% of workers

Median Household Income

$35,000

Daily Life

Consumer Fireworks

Check local ordinances

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 81°F

Very Mild

Summer Heat

Moderate summers

84°F avg July

Annual Rainfall

94" / yr

Tornado Risk

Very Low

Hurricane Risk

Moderate

Wildfire Risk

Low

Flood Risk

Low

Natural Hazards

32MODERATE danger
Typhoon direct hitsBrown tree snake invasionDengue risk

Venomous Snakes

Low

Spider Hazard

Low

Scorpions

Low

Hurricane Risk

High

Tornado Risk

Minimal

Wildfire Risk

Low

Earthquake Risk

Moderate

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

See your full cost of living in Guam

Housing, taxes, childcare, insurance — all estimated.

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Compare Similar States

GU vs NY

Guam vs New York

COL 132 vs 139 · 37% vs 10.9% income tax

Full comparison →

GU vs CA

Guam vs California

COL 132 vs 142 · 37% vs 13.3% income tax

Full comparison →

GU vs NJ

Guam vs New Jersey

COL 132 vs 121 · 37% vs 10.75% income tax

Full comparison →

Trending in Guam

Governor/AG hospital fight goes back to Supreme Court of Guam - The Guam Daily Post

The Guam Daily Post · Jun 9

Governor signs ban on deep-sea mining, violators face $50K fines - guampdn.com

guampdn.com · Jun 4

"For continuity" - GBHWC makes budget request - KUAM

KUAM · Jun 8

Video - Andersen Air Force Base housing options available to incoming service members - DVIDS

DVIDS · Apr 2

Guam, Northern Mariana Islands seek visa-free travel for Filipinos - RNZ

RNZ · Jun 7

What Residents Say

Income taxes and cost of living but I'm from the mainland USA

Guam is not in anyway affordable, you best be making $3000 to 4000 a month if you want to live normally in a nice area. If you're a resident of ......

reddit.com ↗

THINKING OF MOVING : r/guam

The cost of living is very high. The cost of living is higher than the mainland, 132 Income taxes and cost of living...

reddit.com ↗

Moving to Guam : r/guam

Federal employees get 12% COLA to help offset higher cost of living on Guam. Plan on spending twice the amount on food vs Mainland average....

reddit.com ↗

Cost of Living : r/guam

Guam was just to expensive mostly cause of rent, and the place I was living in having an average power bill of $700 a month. Income taxes and ......

reddit.com ↗

Is Guam A Decent Place To Live

Taxes; no sales taxes, price advertised is what you pay. There is a gross receipts tax that is incorporated to advertised price. No state taxes....

reddit.com ↗

Moving to Guam as a Family

You pay taxes to Guam, not the US, and driving records don't follow you between mainland and Guam....

reddit.com ↗

Housing costs & taxes & jobs : r/guam

Housing is very expensive, when nice new homes were around 285K to 325K . Those same excat houses now sell in about the 450-550k range. taxes ......

reddit.com ↗

Cost of living 2023 : r/guam

It's doable. housing and they pay at least $2205 to house their people. $65k would be terrible pay for a bachelor here. it's incredibly ......

reddit.com ↗

Living in Guam - why and what's your experience?

This may be a strange post, but I wanted to share anyway. I (24F, Australia) have had this weird fascination with Guam for a few years now. It all started ......

reddit.com ↗

What states have similar COL to Guam?

Trying to compare salary info, but can't easily find much about Guam. Old posts always seem to ask "how expensive is Guam?" but nobody seems to answer ......

reddit.com ↗

Stay Current

Get notified when Guam tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable